HDFC Bank Regalia Credit Card

HDFC Bank Regalia Credit Card is your ultimate pass to unsurpassed luxury and amazing adventures. You will receive nothing less than the finest with this credit card from HDFC Bank. The design of this card is well ahead of its time and matches your exclusivity and absolute magnificence. Speaking of advantages, the card offers a variety of rewards on food, entertainment, travel, and lifestyle that are unmatched and thoughtfully created to set you apart. As a result, this card is the finest option among other cards in the sector because to its best-in-class rewards programme. The HDFC Regalia Card lets you enjoy the best benefits and the ultimate in luxury.

HDFC Bank Regalia Credit Card Features and Benefits January 2025

The Regalia Credit Card has a number of key benefits that you can study below and determine how much you may save with this credit card.

Exceptional Travel and Lifestyle Benefits

• Gain free access to more than 1000 airport lounges worldwide with a complimentary Priority Pass membership.
• The Priority Pass programme is open to members who have add-on cards as well.
• 6 foreign lounges are accessible for free each year. (Main card holders and supplementary members).
• Enjoy up to 12 free visits to domestic and international lounges each year as part of the Visa and MasterCard Lounge Access Program.

Spectacular Dining Opportunities

• When you use the Regalia Credit Card HDFC to make a purchase, you’ll get exclusive eating privileges at premium restaurants, free treats, and savings.
• Guaranteed 25% discount at more than 2000 restaurants.
• Over 200 eateries are offering a 1+1 buffet.

Acquire Bonus Points

• With your Regalia credit card, you may receive 4 reward points for every 150 rupee transaction.
• On annual expenditure of 5 lakh, 10,000 reward points are earned.
• On a yearly purchase of Rs. 8 lakh, earn an extra 5,000 points.
• Book travel and entertainment with your HDFC Credit Card Reward Points on the HDFC Regalia website.
• attractive items and presents from a special rewards catalogue.
• Utilizing HDFC Credit Card reward points might result in savings of up to 70% on ticket reservations.

HDFC Regalia Credit Card Reward Points Redemption Catalogue 2025

• Flights and hotel bookings via Smartbuy at a value of 1 RP = ₹0.5
• Airmiles conversion through netbanking at a value of 1RP = 0.5 airmile
• Products and Vouchers via Netbanking or SmartBuy at a value of 1 RP = upto ₹0.35
• Cashback at a value of 1 RP = ₹0.20

The HDFC Bank website has the whole list available choices for you. Please Click here .

Favorable Financial Benefits

• Take advantage of the Service Tax and the lowest foreign currency markup of roughly 2% on all foreign currency purchases.
• On a minimum transaction of 400, take advantage of a 1% waiver of the fuel cost; however, this is only valid for one statement cycle.

Advisory Services for Travel

• With the Trip Concierge Assistance, you may enjoy the convenience of customising your travel and entertainment.
• Make airline, hotel, and movie reservations without concern, and do the same for lodging.
• Get bilingual help as well for your convenience.

Comprehensive Defense

Obtain complete risk-management insurance coverage.

• The nominee will get compensation in the amount of Rs. 1 crore in the event of death in an aviation disaster.
• Get up to Rs. 15 lakhs in insurance against any medical emergency while travelling.
• And a 9 lakh rupee liability protection for misplaced cards

Smart EMI

• Create EMIs from large transactions or credit card payments.
• Additionally, you are able to select a flexible payback period of 6 to 24 months.
• However, you must pay a processing charge of 999 for this.

Contactless Payment

• Use the Regalia Credit Card HDFC to instantly make a contactless payment at retail locations.
• However, you may use your HDFC Bank Credit Card to make payments totaling up to 5,000.

Features, fees & charges

·         Annual Cost is Rs.2,500

·         Fee for Renewal is 2,500

·         Revolving Credit Interest monthly is  3.49%.

·         Fees for Cash Advances will be 2.50% of the withdrawal amount or Rs 500 whichever is higher

·         Depending on the amount still owing, late payment fees range from Rs.100 to Rs 1,300.

Eligibility Criteria for HDFC Regalia Card

Take a look at the qualifying requirements below before you apply as they vary for paid professionals and independent contractors.

Professionals earning a salary:

• The candidate must be between the ages of 21 and 60.
• Monthly Income: The applicant’s gross monthly income must exceed Rs. 1 lakh.

Individuals Who Are Self-Employed

• The applicant’s age must fall between 21 and 65.
• Monthly Income: The applicant’s ITR must show annual income of at least  Rs.12 lakh.

Required documents

In order to apply for the card, the following essential papers must be submitted:

• ID Verification: Copies of your passport, PAN card, UID, driver’s licence, or voter ID card
• Income Documents: Form 16/Salary Slip/Latest Income Tax Return Documents (for those who are employed in government offices of PSUs)
• Address Verification: Copies of a passport, a fixed line bill, an electricity bill, a UID, and the passbook of a PSU bank.
• a recent three-month bank statement
• copy for a PAN card

Frequently Asked Questions ( FAQs)

How to Apply for HDFC Regalia Credit Card Online?

If you are not familiar with the offline approach, go with the online option to apply for an HDFC Bank Regalia Credit Card because it is simple to comprehend. Simply go to hdfcbank.com, click to the credit card area, and choose “Super Premium” to see a list of cards that fit within that category flash on the screen. You would see Regalia, a glimpse of its features, and just below that, a button labelled “Apply Online” that you could select. Before selecting “Submit” at the bottom to submit your application, you must next provide personal and financial information. The bank will review the information to see if it accurately describes the situation. If authentic, the bank would accept your application for a Regalia card.

How can check the HDFC Regalia Card Application Status?

On the HDFC Bank’s official website, you may check the progress of your application for an HDFC Regalia credit card. This would require providing some basic data, such as the application reference number, date of birth, etc., and then pressing the “Submit” button. You would learn the application’s status, including whether it has been authorised, is pending approval, or has been refused. To verify the status, you may also contact customer service or the HDFC branch staff.

How can pay HDFC Regalia Credit Card Bill Online?

To prevent needless fees assessed for late payments, try to settle the debts in full and as soon as possible. Use practical methods, such as

• You may also sign up for HDFC online banking and make payments there.
• Utilize other banks’ online banking services and add the card to the list of billers.

You will get a message verifying the addition as soon as the card is added. You will receive an SMS with the entire dues, due date, and even the minimum due whenever HDFC Bank issues the bill.

How can connect HDFC Regalia Credit Card Customer Care 24X7?

Call the toll-free number 1800 209 4006 to get in touch with HDFC Regalia Credit Card Customer. Additionally, you may send them an email at membersupport@hdfcbankregalia.com. To contact them directly, one can simply go to the local HDFC branch.

What is the limit of HDFC Regalia Credit ?

The HDFC Bank Credit Card does not state its credit limit. A high credit limit on the Regalia Card is given to a person with a Cibil Score of 750 or higher and a monthly income of INR 1.2 lacs. As a result, the HDFC bank will make the final decision on the credit card limit when it issues the card.

How can get the HDFC Regalia Card Statement ?

Download the HDFC Credit Card Statement to keep track of all the purchases made with the Regalia Credit Card at mycards.hdfcbank.com and the payments made in response to those purchases. you can also receive the HDFC Regalia Credit card statement on your registered email id with bank . Every transaction is listed in this statement, which serves as a diary that the cardholder may consult whenever they want and wherever. This gives users access to all the crucial information about the transactions.