SBI PRIME Credit Card

SBI PRIME Credit Card, one of the most popular reward credit cards, offers buyers a variety of privileges and rewards. This card will win your heart since you may earn reward points when you purchase for groceries and other items. You would find it difficult to resist the temptation that this card brings in a shopper, especially when combined with the gift certificates from reputable companies and travel bonuses. Hence, learn more about the SBI Card PRIME’s many perks here.

SBI Card PRIME Members Are Entitled to Reward Points, Cashback Perks, and Other Privileges

• Marks & Spencer, Yatra.com, Shopper Stop, Bata/Hush Puppies, and Pantaloons all provide a welcome e-gift of 3,000.
• Get 20 reward points for every Rs. 100 paid on recurring utility bill payments.
• Get 15 points for every Rs. 100 spent at Reliance Fresh, Reliance Trendy, Reliance Smart, Reliance Footprint, Sahakari Bhandar, and BigBasket shops.
• Spend 100 at department stores, restaurants, grocery, and movies to earn 10 reward points.
• When you spend 100 on your birthday, you’ll receive 20 reward points.
• Spend 50,000 in a calendar quarter and receive a 1,000 Pizza Hut e-gift card.
• Get a waiver of your renewal charge when you spend 30,000 each year.
• Yatra.com offers a 7,000-euro e-Gift certificate for yearly expenditure of 5 lakh.
• Get a free Club Vistara Silver membership.
• You can access International Priority Pass lounges outside of India for free up to four times a year, with a maximum of two trips each quarter.
• Get 8 free visits per year to domestic airport lounges, with a maximum of two per quarter.
• Get a free Trident Privilege Red Tier membership as well as a special 1000 points upon registration.

SBI PRIME Credit Card Charges & Fees

• A yearly fee of Rs.2,999
• Cost for Renewal of  Rs. 2,999
• Financing Costs – Up to 3.35% per month starting from the date of the transaction, Add-on Fee: NIL
• Minimum Due: At least Rs 200 plus all relevant taxes, or 5% of the total amount still owing.
• 2.5%-3% of the transaction amount, subject to a minimum of Rs 300, is the cash advance fee.
• Fee for Cash Payment Rs. 100
• Late Payment Penalty Rs. 200 to Rs. 700
• 2.5% of the over limit amount, subject to a minimum of Rs. 500, is the over limit fee.
• Fee for a new card: Rs. 100

SBI Card PRIME Eligibility Criteria

To have the card application authorised by State Bank of India, one must fulfill certain requirements. Examine the following requirements.

• The candidate must reside in India.
• An applicant’s age should be at least 21 and not more than 70.
• He or she need to have a clean credit history without any prior instances of loan or credit card defaults.

Documents Needed to Apply for SBI Prime Credit Card

Before completing your credit card application, have the necessary paperwork on hand. These records consist of:

• Utility Bills/Voter ID/Aadhaar Card/Passport
• Residence Proof/Identity Proof: PAN Card/Voter ID/Aadhaar Card/Passport
• Application Form: Completely Completed and Signed
• Photos passport size two in number

How to Apply Online SBI Card PRIME?

Are you all prepared to apply for a card? Next fill out an application by clicking at GroMo ,a trustworthy online marketplace where you may view the most recent credit card offers. All you have to do to fill your basic details .Fill the online application form and click on ‘ Submit’ your application. Upload and submit the required documents alike PAN, UID , salary and income details etc.  Once you submit the application form, you will receive the acknowledgement message with application Id. By using this application ID , you will track the status of your credit card .

Check the Status of Your SBI Card PRIME Application Online

By going to the bank’s official website https://www.sbicard.com/, you may find out the status of the SBI Card PRIME. To track an application, go to the “Credit Card” section and scroll to the bottom. You may check the status of a card by clicking it, which will take you to a website where you must input the application/reference number, date of birth, and PAN. There are three possible statuses: authorised, pending, and refused.

Bill Paying using SBI Card Prime

To preserve a flawless payment history and increase your chances of obtaining new credit in the future, make sure to pay your card payments on time. So, you may register your card online and get a message with the total amount due, the minimum amount due, and the due date. You only need to add SBI Card PRIME to the list of billers after logging into Internet banking. You may also set up an Auto Pay to have your bank account automatically deduct the required amount from your invoices on or before the due date. It is also possible to visit the branch and make cash or check payment. Yet to do that, you’d have to take a break from your hectic schedule.

Frequently Asked Questions (FAQs)

Can I apply offline for SBI Prime Credit Card?

Yes, you can apply for SBI Prime Credit Card offline as well. It is offline and online process both. For offline application, you need to visit your nearest SBI Bank Branch and fill all the details in the application form and submit to the branch. For online application , you will click on this link.

How can I activate my SBI Prime Credit Card?

You will receive all the instructions to activate SBI Prime Credit Card with physical delivery of  Card . You can follow the instructions through Mobile App or by logging SBI Card account on the web browser and clicking on the ‘Card Activation’ option under the ‘Requests’ tab. After this, you choose your credit card and click the activate button to activate your card .

Can I apply for add on Card?

Yes, you  can apply for upto 2 add-ons card for your dear and near ones.

What is the SBI credit card Customer Care Number ?

Its 1800- 11-2211 and 1800-425-3800. Both numbers are toll free. You can also call on chargeable number which is ( Your STD Code ) ( 39020202). If you are living in Delhi then you can call the chargeable number by using the STD code of Delhi , like 011 -39020202.

Can I earn a fuel surcharge waiver on every transaction by using the Card?

No, you will receive the surcharge of 1% by using the transactions between 500 to 4000. By any means, you can avail the maximum benefit of fuel surcharge of Rs. 250 in a month. This is applicable to all petrol pumps of India.

How can I pay my SBI Prime Credit Card Bill?

You can pay your SBI credit Card bill through online and offline both ways .By using online, you will pay through IMPS, NEFT, Google Pay, Phone Pay and Debit Card etc as well. You can also set up the ENACH for credit card payment. According to this, your bill amount will be auto debited through your bank before the due date of the credit card bill. If you choose the Offilne mode of the payment  then you need to visit the bank and make the payment by using cheque, Demand Draft, cash and by using SBI ATM Card as well.