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Personal Loan: Key Features and Advantages
Get an online personal loan up to ₹10 lakhs, beginning at 1.33% per month.
Top Features and Benefits of Moneyview Personal Loan App
Flexible Loan Amount
Since everyone’s needs differ, applicants can borrow any amount between Rs. 5,000 to Rs. 10 lakhs based on their eligibility.
Disbursal in Minutes
The loan amount is disbursed to your account within minutes of approval.
Collateral Free Loans
When applying for a personal loan through Money View, you are not required to pledge any assets or arrange for a guarantor.
Affordable Interest Rates
We acknowledge the significance of interest rates as they directly impact the EMI amount to be paid. At Money View, our interest rates start at just 1.33% per month.
Interest rates and additional fees for personal loans.
MoneyView loans are designed to be pocket-friendly and fit seamlessly into your budget, making our personal loans among the best in the market. Keep reading to discover more about our competitive interest rates and additional charges.
| Types of Loan Fees | Rates & Charges Applicable |
| Interest Rate | Starting from 1.33% per month (16% Annually*) |
| Processing Fee/Felicitation Charges | Starting from 2% of the approved loan |
| Part/Full Payment of the Loan (Loan Foreclosure) | No part payments are allowed For foreclosure of your loan, you should have paid a minimum of 3 EMIs. |
| Interest on Overdue EMIs | 2% per month |
| Cheque Bounce | Rs.500/- for every bounce |
Benefits moneyview Instant Personal Loans
Here’s what sets MoneyView instant loans apart from the competition:
- Tailored Credit Solutions: Recognizing that loan needs vary from person to person, we provide personalized loan offers based on your specific eligibility.
- Rapid Funding: Emergencies wait for no one, which is why we strive to deposit your loan funds into your account in just minutes.
- Simple Loan Application: Securing a loan shouldn’t be a hassle. Our process is not only straightforward but can also be completed from the comfort of your home.
- Minimal Paperwork: Typically, all we need is your PAN card and a selfie. Occasionally, you might have to show proof of residence and provide your bank statement. Make sure your Aadhaar is linked to your mobile number.
Moneyview instant personal loan foreclose charges
| Fees and Charges | Fees and Charges |
| Foreclosure Charges | Nil but foreclosure can be done only after a minimum number of EMIs have been paid as illustrated below- Tenure Foreclosure Up to 6 months Not allowed 7 – 18 months Allowed after 6 EMI payments Over 18 months Allowed after 12 EMI payments |
| Part-prepayment Charges | Part-prepayment is not allowed |
What can you use Moneyview loans for?
An instant personal loan is versatile and can be extremely useful.
Let’s take a look at some of the popular reasons why people take instant loans from us –
- Debt Consolidation: Pay off all your high-interest loans with a low-interest personal loan
- Build Credit History: Get a loan and pay it all back on time to build a solid credit score
- Home Remodeling: Finance your stylish home improvement project without worrying about the cost
- Dream Vacations: Head out for a much-needed holiday to an exotic location
- Emergency Expenses: Cover all unexpected expenses and bills, such as medical costs
- D-Day Events: Organize your biggest events – weddings & parties – the way you want to
- Business Ventures: Start your own business without worrying about initial investment
- Credit Card Dues: Pay off all your high-interest credit card charges
- Higher Education: Study as much as you want to without worrying about course fees
- Medical Expenses:Get our instant loan to finance any medical expenses
How to track your instant loan application
Once you’ve submitted your loan application, there are multiple ways you can track its status depending on which platform you’ve applied from.
Here are the main steps you’ll need to follow:1. If you’ve applied on our website
- Go to the login section on our website, click here
- Login in to your loan account with your registered phone number
- Go to the “Dashboard” section of your loan account
- Scroll down to the “Application Status” tab to know the status of your loan application
2. If you’ve applied on our app
- Open the moneyview Loans app
- Register yourself with a valid email ID if you haven’t done it yet
- If you have the moneyview app, head over to the “Loans” section
- Check the “Application Status” screen where you can check your application details
- If you have the moneyview Loans app, you’ll be directed to the “Application Status” screen automatically as soon as you open it.
FAQs
Q. 1 Do I need to provide collateral to secure a personal loan quickly from moneyview?
No collateral is required for moneyview’s instant loans as they are unsecured.
Q. 2 What are the document requirements for a quick personal loan from moneyview?
We only ask for a few documents:
Your PAN number
A mobile number linked with your Aadhaar for KYC
A clear selfie in good lighting
Additional documents such as address proof and bank statements might be needed depending on your application.
Q. 3 How secure is applying for a fast personal loan online with moneyview?
With moneyview, your information is as secure as it would be with top banks, thanks to our 256-bit encryption for data handling. Your data’s safety is our priority.
Q. 4 What occurs with my current loan if I opt for an additional loan from moneyview?
Opting for an additional loan creates a new loan account that combines the balance of your existing loan with the new loan amount.
Q. 5 How is the interest rate on my instant personal loan from moneyview determined?
Your loan details page will display a ‘Monthly EMI’ section indicating your monthly payment amount. The ‘Loan term’ section shows the loan duration, and you’ll pay your Monthly EMI throughout this period. The interest section provides the total interest you’ll pay over the loan’s term, which doesn’t affect your monthly payment amount.
Q.6 Does applying for a loan from moneyview result in a credit check?
Submitting a loan application with moneyview will prompt a credit score check to assess your loan eligibility.
Q. 7 How can I get in touch with a representative from moneyview loans?
To reach us, you have the following options:
Email us at care@moneyview.in
Use the moneyview Loans App for direct contact
For other inquiries, please visit our website for more contact options.