ICICI Bank HPCL Coral Credit Card

One of the reliable banks in India, ICICI has a sizable customer base and many satisfied clients. This bank not only enjoys a stellar reputation among customers and rivals, but it also consistently upholds its core principles. The ICICI bank has a reputation for being incredibly customer-focused and completely committed to giving its clients nothing but the best.

The ICICI Bank HPCL Coral Credit Card stands out among the numerous excellent deals and products since it is especially useful for people who own a personal automobile and are trying to cut back on their gasoline costs. The incredible reward and fuel fee waiver programmes offered by the ICICI Bank Coral Credit Card will make you grateful each time you fill up your car with gas. In addition, the ICICI Bank Coral Credit Card gives reward points that may be used for fuel at any time at HPCL gas stations.

Features of ICICI Bank HPCL Coral Credit Card

Here are a few of the ICICI Bank HPCL Coral Credit Card’s key features:

  • You receive 2 PAYBACK points for every 100 spent (excluding petrol).
  • 2000 PAYBACK points can be used at once for 500 worth of petrol.
  • You receive 2.5% cashback and a 1% fee waiver for each gasoline purchase you make at HPCL Fuel Stations.
  • You may receive a monthly discount of 100 on up to two movie tickets when you make reservations via Bookmyshow.
  • You receive a least 15% discount off your eating expenses at more than 800 restaurants around the country when you use the Courtesy Culinary Treats Program.
  • Starting in May 2017, customers who purchase petrol at HPCL stations with a minimum transaction of 500 will receive a 2.5% reward.
  • The yearly charge for the next year would be waived for purchases totaling at least 50,000.

Processing Charges & Other Fees

The fees and charges that the applicant must pay while applying for the card as well as annually are given below:

  • You must pay a 199 rupee membership fee and any applicable GST in order to use your ICICI Bank HPCL Coral Credit Card.
  • For the first year of membership, there are no annual fees for the ICICI HPCL Coral Credit Card. A 199 euro yearly fee is due after the first year, in addition to any relevant GST.
  • On this Credit Card, there are no additional card fees.
  • On extended credit and cash advances, the bank assesses a monthly late fee of 3.40%, which equates to an annual percentage rate of 40.80%.

Eligibility Requirements

  • Age Restrictions: Applicants must be between the ages of 18 and 60. The maximum add-on age is 15 years.
  • Income Stability: In order to keep up with the repayment procedure, it is preferred that the applicant have a reliable source of income.
  • Nationality: The candidate must be of Indian descent.
  • Credit Score: The candidate should have a high credit score and no credit defaults should be listed against him.

Documentation Required

1. Passport size Photo

2. For identify proof PAN card/ Passport/ Voter ID/ Driving License can be produced.

3. For Residence Proof one can again produce passport/ voter ID, Electricity Bill/ Telephone Bill

4. Income Proof for salaried applicant a latest salary slip, Form 16 or ITR for past two months can be produced.

Conditional clauses

The ICICI Bank Instant Platinum Credit Card has the following terms and conditions:

  1. Late Payment Fees: The cardholder would be responsible for the following late payment fees:
  2. 750 if the overdue amount is more than 10,000;
  3. 100 if it is between 100 and 500;
  4. 500 if it is between 501 and 10,000;
  5. 750 if it is more than 10,000
  6. If the cardholder exceeds the card’s set limit, ICICI bank will impose a fee of 2.50% (minimum of 500) on the excess amount.
  7. Grace Period: The bank allows for an interest-free grace period of between 18 and 48 days.
  8. The credit and withdrawal limits are discussed with the cardholder when the card is handed over, and they are also included in the monthly bills.

Application for a Credit Card from ICICI Bank HPCL Coral

Prepared to apply? Do the necessary by visiting the bank’s official website. Before submitting your application, all you need to do is provide a few personal and professional facts. To apply for a card, you may also go to the nearby bank branch. Request a credit card application form from the appropriate official, fill it out, and give it to the branch representative so they can process your application. The bank will carefully review the application information before approving the card, whether it was submitted online or at a branch.

Credit Limit for ICICI Bank HPCL Coral Credit Cards

If you have a good salary and a high credit score, you may get a credit limit that is rather large. A score above 750 essentially guarantees the chance of obtaining a higher cap. A bigger salary boosts your confidence in your capacity to make payments, and when combined with a strong credit score, the higher limit card becomes more of a formality. Even if the final limit provided is less than you anticipated, there is an increasing chance that it will increase if the dues are paid on time and in full. Your repayment history would be examined by ICICI Bank, and if determined to be satisfactory, the limit might be raised.

Customer Care Support

For customer support you can pick any option.

  • visiting the “Complaint Form” page on the ICICI Bank website
  • calling their customer service number, 1800-102-4242, between 9 am and 6 pm, Monday through Friday
  • Addressing a letter to the Nodal Officer at the ICICI bank’s official website


What is the ICICI Bank HPCL Coral credit card?

The ICICI Bank HPCL Coral Credit Card was launched in partnership with Hindustan Petroleum, offering users up to 2.5% cashback and a 1% surcharge waiver on fuel transactions at HPCL.

Is ICICI Bank HPCL Coral a good card?

With its modest annual fee and attractive returns, the ICICI Bank HPCL Coral Credit Card is indeed a favorable choice for your fuel expenditures.

How much can I save via ICICI Bank HPCL Coral credit cards?

This card not only saves you up to 2.5% on fuel costs but also rewards you with PAYBACK points for retail purchases.

What is the Processing time for the ICICI Bank HPCL Coral Credit Card?

The processing time for your ICICI Bank HPCL Coral credit card application may extend up to 20-21 days or potentially longer.

How can I know my ICICI bank HPCL Coral Credit Card due date?

Customers can easily check their due date and view their outstanding dues by accessing the bank’s website and reviewing their last statement.

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