Personal Loan | True Balance | Mobile App

Instant Cash Loan at True BalanceFinancing the Next Billion

At True Balance, our focus is on individuals who do not use online payments and do not have a credit score. These are individuals who are underbanked or not served by traditional financial institutions. Our goal is to extend financial assistance to the next billion users in India who are deserving of support.

True Balance is an excellent mobile app that allows you to obtain a loan within seconds during emergencies. This service extends to individuals without any financial transaction history, ensuring access to loans without the need to check their CIBIL score.

Now, let’s delve into the process of obtaining a loan through True Balance. To begin, ensure you have a smartphone to download the True Balance app and seamlessly apply for a loan. Take a moment to carefully read the detailed steps provided below:-

Light, Fast and Simple

True Balance offers a quick, straightforward, and seamless experience. We enable swift loan disbursal through a few simple steps. Whether you need as little as Rs. 1,000 or as much as Rs. 1,00,000 (Disbursal Amount), we are here to assist you. Enjoy instant and secure lending with us.

Our Service Features


Easy Access

We facilitate hassle free, 24hrs access to credit from anywhere, anytime


Customised Products

Our product and services are customised to fit in your financial needs


RBI Licensed Lending Partner

Loans at True Balance app are only facilitated through RBI licensed NBFC


Instant & Fast

Loan application process is fast and disbursals instant


PPI licensed Entity

True Balance provides Prepaid Payment Instruments in mobile wallet form as guided in RBI’s Master Directions on the Issuance of Prepaid Instruments. The wallets facilitates recharge, bill payment etc.

Loan Products

Cash Loan

Instant Digital Personal Loan in 5 minutes
Credit Amount : ₹5,000 – ₹1,00,000 (Disbursal Amount)
Monthly Interest Rate :  From 2.4%
Repayment Tenure : 3 – 6 – 12 months
Processing Fee : 0 – 15%
Depending on the situation, additional documents such as Bank Statement may be required.

Level Up Loan

Instant Digital Personal Loan only with KYCCredit Amount : ₹1,000 – ₹30,000 (Disbursal Amount)
Monthly Interest Rate : From 2.4%
Repayment Tenure : 3 months
Processing Fee : 0 – 15%
Repaying on time improves your credit score and gives you access to higher amounts

Welcome Loan

Instant Digital Personal Loan only for New users
Credit Amount : ₹1,000 – ₹6,000 (Disbursal Amount)
Monthly Interest Rate : From 3.9%
Repayment Tenure : 62 days
Processing Fee : 0 – 10%

Why Trust True Balance




Safe & Secure





Why take a loan from True Balance app?


No Paperwork

Quick and simple process without extensive paperwork


No Bank Visits

100% online process for ease of use


Quick Approval

We assess your application within minutes


Fast Disbursal

Claim your cash loan directly to your bank account, no waiting 

Begin your journey with True Balance.

Take control of your finances, loans, recharges and bills all in one place.

Download our app for Android.

Disclaimer :

The personal loan provided by True Balance is subject to eligibility criteria and terms and conditions. Approval of the loan is at the sole discretion of True Balance . Please note that the interest rates, processing fees, and other charges associated with the loan are determined based on various factors including the applicant’s credit history, income, and other relevant parameters.

The loan amount sanctioned may vary based on the aforementioned factors and is subject to change without prior notice. True Balance reserves the right to modify or discontinue the loan product at any time without assigning any reason.

Borrowers are advised to carefully review the loan agreement, terms, and conditions before availing the personal loan. It is important to understand the repayment schedule, interest rates, fees, and any other applicable charges associated with the loan.

True Balance does not guarantee approval of the loan and disclaims any liability for decisions made based on the information provided. Customers are encouraged to seek independent financial advice if needed.

Note: India Finance Guide do not assume responsibility of True Balance for actions taken based on the information provided. This content is intended for informational purposes only and should not be construed as financial advice.